NewgenONE AI Platform
Empowering Underwriters with Faster, Smarter Decisions with AI Agents for Early Claim Probablity
Leverage our AI agents to automate life insurance underwriting with predictive mortality risk scoring, intelligent routing, explainable AI, and reasoning-led decisioning, enabling faster approvals, better risk selection, and consistent, compliant underwriting.
Key Features of Newgen’s Mortality Risk Agent for Life Insurance
AI-powered Mortality Risk Pre-screening
Automatically flags high-risk applicants requiring medical tests by analyzing demographics, hobbies, and medical history, streamlining underwriting and fast-tracking low-risk applicants for quicker approvals.
Advanced Mortality Prediction & Scoring
Predicts five-year mortality likelihood using test results and health history, aiding underwriters with transparent, data-driven risk scores for consistent and accurate decision-making.
Conversational AI with Explainability
Empowers underwriters with interactive insights and SHAP-based explanations behind risk scores, enhancing trust, transparency, and confidence in AI-supported decision outcomes.
Automated Decision Execution with Rule Engine
Applies business rules to model outcomes for real-time eligibility checks, routing, or rejections—minimizing manual intervention and ensuring compliance with underwriting guidelines.
Human-in-the-loop Decision Support
Supports complex underwriting cases with AI-assisted reasoning, enabling underwriters to override or validate AI outcomes using detailed rationale and case-specific recommendations.
AI-powered Mortality Risk Pre-screening
Automatically flags high-risk applicants requiring medical tests by analyzing demographics, hobbies, and medical history, streamlining underwriting and fast-tracking low-risk applicants for quicker approvals.
Advanced Mortality Prediction & Scoring
Predicts five-year mortality likelihood using test results and health history, aiding underwriters with transparent, data-driven risk scores for consistent and accurate decision-making.
Conversational AI with Explainability
Empowers underwriters with interactive insights and SHAP-based explanations behind risk scores, enhancing trust, transparency, and confidence in AI-supported decision outcomes.
Automated Decision Execution with Rule Engine
Applies business rules to model outcomes for real-time eligibility checks, routing, or rejections—minimizing manual intervention and ensuring compliance with underwriting guidelines.
Human-in-the-loop Decision Support
Supports complex underwriting cases with AI-assisted reasoning, enabling underwriters to override or validate AI outcomes using detailed rationale and case-specific recommendations.
Built-in Models of Newgen’s Mortality Risk Agent
Mortality Risk Pre-screening Model
Identify life insurance applicants likely to require additional medical testing by analyzing demographic data, lifestyle behaviors, and medical history. This AI model flags high-risk cases early and routes them for further evaluation while fast-tracking low-risk applicants, accelerating decision-making and improving operational efficiency.
Mortality Risk Prediction Model
Predict applicants’ five-year mortality likelihood using a combination of demographic, behavioral, clinical, and medical test data. This model supports initial routing decisions and provides underwriters with AI-powered explanations and contextual insights, enabling transparent, human-in-the-loop underwriting for complex cases.
Mortality Risk Pre-screening Model
Identify life insurance applicants likely to require additional medical testing by analyzing demographic data, lifestyle behaviors, and medical history. This AI model flags high-risk cases early and routes them for further evaluation while fast-tracking low-risk applicants, accelerating decision-making and improving operational efficiency.
Mortality Risk Prediction Model
Predict applicants’ five-year mortality likelihood using a combination of demographic, behavioral, clinical, and medical test data. This model supports initial routing decisions and provides underwriters with AI-powered explanations and contextual insights, enabling transparent, human-in-the-loop underwriting for complex cases.
Core Components of Newgen’s Mortality Risk Agent
NewgenONE Data Science Platform
Enables the development, training, and evaluation of both the Mortality Risk Pre-screening and Prediction Models. Built-in SHAP explainability ensures transparent, interpretable outcomes—empowering underwriters with risk insights they can trust.
NewgenONE Rule Engine
Applies predefined business rules to model outcomes, automating eligibility checks, case routing, and approvals. Delivers consistent and compliant decision-making across life insurance underwriting workflows.
Reasoning Agent
Acts as a conversational AI assistant for underwriters, providing case-level insights, risk justifications, and contextual explanations to support complex, human-in-the-loop decisions—bridging AI intelligence with expert judgment.
NewgenONE Data Science Platform
Enables the development, training, and evaluation of both the Mortality Risk Pre-screening and Prediction Models. Built-in SHAP explainability ensures transparent, interpretable outcomes—empowering underwriters with risk insights they can trust.
NewgenONE Rule Engine
Applies predefined business rules to model outcomes, automating eligibility checks, case routing, and approvals. Delivers consistent and compliant decision-making across life insurance underwriting workflows.
Reasoning Agent
Acts as a conversational AI assistant for underwriters, providing case-level insights, risk justifications, and contextual explanations to support complex, human-in-the-loop decisions—bridging AI intelligence with expert judgment.
Find Your Winning Strategy with Newgen
Discover how Newgen’s Mortality Risk Agent empowers life insurers with decision-making by providing context and insights for human-in-the-loop decisions.
Request a DemoGot Questions?
Enter your information, and a Newgen representative will be in touch shortly.