Digital. Dynamic. Dependable.
Accelerate Retail Lending with Single Unified Platform
Modernize your retail lending with an end-to-end AI-enabled automation platform. Reduce time from loan application to loan disbursement from days/hours to minutes.
“With Newgen’s Retail Loan Origination solution, we achieved a 400% reduction in turnaround time, cutting mobile case processing from 50 minutes to just 10-12 minutes, significantly enhancing efficiency and customer satisfaction.”
VP of New Business, Leading Indian Bank
Deep Dive into various Facets of Newgen’s Retail Lending Solution
Personal Loan
Enable instant loan disbursal with AI-powered lending, digital KYC, and STP-driven automation. Leverage OCR-based data extraction, fraud detection, and automated document processing for seamless approvals, risk assessment, and exception handling.
Auto Loan
Enable omnichannel loan applications with AI-powered credit decisioning, automated KYC, and digitized documentation. Leverage STP, rule engines, and online RC verification for instant approvals, personalized offers, and seamless disbursements.
Home Loan
Enable end-to-end automated loan processing with AI-driven underwriting, instant e-signatures, and rule-based scoring. Leverage comprehensive financial evaluation, collateral management, and certified verification services for accurate financing and seamless disbursement across multiple channels.
Credit Card
Enhance credit card onboarding with AI-driven automation, digital KYC, and straight-through processing. Leverage seamless integrations, rule-based decisioning, and real-time tracking to accelerate approvals, ensure compliance, and deliver a frictionless customer experience.
Gold Loan
Optimize loan origination with advanced limit and collateral management, enabling seamless booking of gold loans. Leverage automation for faster processing, improved accuracy, and enhanced risk management across the lending lifecycle.
Microfinance Loan
Digitize loan origination with real-time tracking, automated lead assignments, and offline data storage. Enhance efficiency, reduce TAT, and eliminate manual efforts with mobile and web dashboards for seamless document management, underwriting, and process automation.
Loan against Securities
Enable seamless Loan Against Securities (LAS) processing with digital onboarding, automated risk assessment, and real-time collateral evaluation. Leverage AI-driven decisioning, straight-through processing, and seamless integrations for faster approvals, compliance, and enhanced borrower experience.
Success Stories
Customers
Prebuilt Connectors & APIs
